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| Home / Life Protection |
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| Protection |
| As your mortgage is likely to be your single largest investment it makes sense to protect
your family as well as your property. |
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| Address mortgages can help you arrange this cover through leading providers to give you a
competitive deal. |
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| There are several policies available to give you peace of mind. |
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| Mortgage protection |
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| This type of policy is designed to help repay the remaining mortgage in the event of death
and so secure your home for your dependents, some lenders can make this type of policy a
condition of offer. |
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| Critical Illness |
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| In the event of a specified critical Illness this type of policy will pay a lump sum allowing
you to repay the mortgage whilst you are recovering or perhaps help pay for long term care or
other expenses. It can be taken as a stand alone policy or in conjunction with Mortgage Protection. |
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| Mortgage Payment Protection |
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| If you find that you are unable to work because of accident or sickness this policy is designed to
pick up your monthly mortgage payments ensuring continuity whilst you recover usually for a period up
to 12 months, it can also provide cover if you are made involuntary unemployed. |
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| Income protection |
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| If you are unable to work through sickness or illness this policy will provide long term cover allowing
you to protecting your financial commitments in the form of regular payment. This policy is available
either to the end of your mortgage term or even up until retirement. |
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| Buildings Insurance |
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| It is a legal requirement to arrange buildings insurance and will be part of the lenders offer conditions,
requiring you to effect cover from exchange of contracts. The policy is designed to cover the rebuilding
costs of your home if it were damaged or destroyed. Some lenders make it a condition, that their mortgage
products require you to take their insurance. |
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| Contents Insurance |
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| Although it is not a legal requirement to arrange this cover it makes sense to protect your contents and
valuables. Contents insurance is designed to protect these items from situations like theft, accidental damage
and fire/flood. It is very important that you make sure that you arrange the right level of cover as under
insurance will effect a claim. |
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| For a no obligation quotation, call 0870 240 8695 or Contact Us Here |
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